Vehicle Finance Insurances

Presidian provides access to a range of vehicle finance insurances that are sold through selected Australian dealers and brokers.


Three vehicle finance insurances are offered:

Financial Gap Assist

Total Loss Protect

Loan Protection Insurance

* Subject to approval by the Insurer and provided that the vehicle is sold privately and the service requirements have been met. Please see the Product Disclosure Statement and Policy Wording for further details on the requirements.

Please note that insurance products operate alongside and in addition to consumer rights under the Competition and Consumer Act 2010(Australian Consumer Law). There may be some features of the warranties that overlap with customer rights under the Australian Consumer Law. A customer is not required to pay for rights and remedies under the Australian Consumer Law. Please see the Product Disclosure Statement and Policy Wording [link to Disclosures] for further information about this and the features of the product as described above.

The Coverholder, Professional Risk Underwriting Pty Ltd (ABN 80 103 953 073 AFSL 308076) advise that any advice contained in the Product Disclosure Statements  is of a general nature only and has not considered Your objectives, financial situation or needs. You should therefore consider the information provided having regard to Your personal circumstances before deciding whether to apply for financial gap insurance, loan protection insurance or total loss protect insurance.

(Please note: Presidian does not sell direct to the public. For information on Presidian Insurance products, please speak with your local dealer or broker.)